Structured Settlement Annuity Factoring Solver

Underwrite buying out guaranteed periodic annuity payments from casualty insurance carriers at court-approved discount rates to provide claimants with immediate liquidity.

Monthly Annuity & Remaining Term

Guaranteed Monthly Structured Settlement Payment ($ USD)

Remaining Guaranteed Months to Pay (e.g. 180 months / 15 yrs)

Factoring Buyer Discount Rate (% APR - e.g. 9.5%)

Present Value Lump-Sum & Spread

Total Undiscounted Future Cash Payments

$630,000 Total Future Cash

Present Value Immediate Cash Lump-Sum Payout

$345,210 Cash Lump-Sum

Factoring Company Gross Buyer Spread

+$284,790 Factoring Spread Yield