Life Settlement Policy Investment Solver

Underwrite purchasing institutional secondary market life insurance policies, paying remaining premium escrows to capture non-correlated fixed death benefit payoffs from A-rated carriers.

Policy Death Benefit & Purchase Price

Face Value Death Benefit Policy Payoff ($ USD)

Lump-Sum Policy Purchase Price ($ USD - e.g. $420,000)

Actuarial Life Expectancy (Years - e.g. 6.5 yrs)

Annual Premium Required to Keep Policy Active ($ / yr)

Net Profit & Non-Correlated IRR

Total Invested Capital (Purchase + Premium Escrow)

$647,500 Total Capital

Net Profit Realized at Policy Maturity

+$852,500 Pure Profit

Calculated Non-Market Correlated IRR

13.85% Annualized IRR