Variable Annuity GMAB Floor Protection Solver

Underwrite variable annuity GMAB living benefit riders locking in 100% downside principal guarantees while allowing full equity subaccount index participation during bull markets.

Principal Premium & Market Downside

Initial Variable Annuity Principal Invested ($ USD)

Severe Market Crash Scenario (10-Yr Loss % - e.g. -35%)

Annual GMAB Insurance Rider Charge (% - e.g. 1.15%)

Guaranteed Floor & Protected Cash

Year-10 Guaranteed Minimum Cash Account Balance

$500,000 Floor Value

Hypothetical Unprotected Account Balance (Without GMAB)

$325,000 Unprotected Balance

Net Insurance Claim Benefit Paid to Restore Principal

+$175,000 Cash Injection from Carrier