GLWB Guaranteed Income Base Solver

Underwrite variable/indexed annuity GLWB riders comparing compound roll-up interest guarantees against market ratchet step-ups to maximize lifetime retirement income distributions.

Principal Premium & Roll-Up Rate

Initial Annuity Premium Invested ($ USD)

Contractual Guaranteed Roll-Up Rate (% - e.g. 8.0%)

Years of Growth Deferral Before Claiming Income

Income Base & Guaranteed Annual Payoff

Protected GLWB Income Base (At Year 10)

$900,000 Protected Income Base

Guaranteed Lifetime Annual Cash Paycheck (5% Payout)

$45,000 / yr Guaranteed for Life

Income Base Growth Multiplier

1.80x Guaranteed Principal Lift