Fixed Indexed Annuity (Uncapped Spread Fee) Solver

Underwrite uncapped index strategies that remove performance cap ceilings by subtracting a contractual annual spread fee (e.g. 2.50%) from total positive market gains while maintaining a 0.0% floor.

Principal & Spread Rate Specs

Initial Annuity Premium Invested ($ USD)

S&P 500 1-Year Market Performance (% - e.g. +18.5%)

Contractual Annual Asset Spread Fee (% - e.g. 2.50%)

Credited Interest & Protected Balance

Interest Credited to Contract at Policy Anniversary

+$80,000 Credited Cash Interest

New Protected Account Principal Floor

$580,000 Locked Balance (100% Capital Protected)

Effective Annual Compound Credited Yield

16.00% Net Credited Rate