Fixed Indexed Annuity (Dual-Directional) Solver

Underwrite innovative dual-directional crediting strategies converting both market gains and market losses up to a buffer into positive cash interest credited to policyholders.

Principal & Market Return Specs

Initial Annuity Premium Invested ($ USD)

S&P 500 1-Year Market Performance (% - e.g. -12.0%)

Contractual Dual-Directional Cap Rate (% - e.g. 11.5%)

Credited Interest & Protected Balance

Interest Credited to Contract at Policy Anniversary

+$51,750 Credited Cash Interest

New Protected Account Principal Floor

$501,750 Locked Balance (Bear Market Converted to Gain)

Effective Annual Compound Credited Yield

11.50% Positive Credited Rate