Registered Index-Linked Annuity (RILA) -20% Floor Buffer 200% Upside Par Strategy Calculator 2026

Calculate 6-year index-linked structured annuities with a -20% downside buffer (absorbing first 20% index losses) and 200% upside participation on S&P 500 / Nasdaq-100.

Underwriting Assumptions

Initial RILA Structured Premium ($)

6-Year Cumulative Benchmark Index Return (%)

Upside Participation Rate (%)

Downside Protection Buffer (%)

Projected Economics

Maturity Account Valuation

Net Cumulative Growth

Annualized Compound Yield