Registered Index-Linked Annuity (RILA) -10% Downside Buffer 300% 3-Year S&P 500 Par Calculator 2026

Calculate 3-year term structured annuities with a -10% downside buffer (shielding first 10% index losses) and 300% leveraged upside participation on the S&P 500 Price Return Index.

Underwriting Assumptions

Initial RILA Structured Premium ($)

3-Year Cumulative S&P 500 Return (%)

Upside Participation Rate (%)

Downside Protection Buffer (%)

Projected Economics

3-Year Maturity Account Valuation

Net Cumulative Growth

Annualized Compound Yield